Terms and Conditions

Effective Date: September 9, 2025

1. Use of the Service

• You must be at least 18 years old to use the Service.
• You agree to provide accurate and complete information when registering and to keep your account secure.
• You are responsible for all activity under your account.

2. Subscription and Payment

• Certain features require a paid subscription. By subscribing, you authorize us to charge your payment method on a recurring basis.
• All fees are non-refundable unless otherwise stated.
• We reserve the right to change pricing at any time, with notice provided via email or platform notification.

3. Intellectual Property

All content, features, and functionality (e.g., software, text, images, designs, logos) are the exclusive property of Penny Royalty. You may not copy, modify, distribute, or reverse-engineer any part of the Service.

4. User Content

You retain ownership of all content and data you upload (e.g., royalty statements, invoices). By uploading content, you grant us a limited license to store and process it to provide the Service.

5. Privacy

Our Privacy Policy explains how we collect and use your information. By using the Service, you agree to our use of your information as described in the Privacy Policy.

6. Termination

You may cancel your account at any time. We reserve the right to suspend or terminate your account if you violate these Terms.

7. Disclaimers

The Service is provided “as is” without warranties of any kind. We do not guarantee that the Service will be uninterrupted or error-free.

8. Limitation of Liability

To the fullest extent permitted by law, Penny Royalty shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.

9. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles.

10. Changes to Terms

We may update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms.

11. Contact Us

If you have any questions, contact us at:
Email: contact@pennyroyalty.io